What is Earn on Equity?
The world’s first way to earn interest while you trade. Grvt’s Earn on Equity lets you earn up to 11% interest on your total trading account equity which you can use as trading margin. This means you can earn while you trade. With Earn on Equity, your trading balance doesn’t just sit there. It works for you.
How it works
Deposit to your trading account: Deposit funds into your trading account to earn interest on up to $100,000 of your total trading account equity.
Unlock interest:
Make 5 trades within the current 4-week cycle to activate 5% APY.
Invite an eligible friend to unlock an additional 6% APY.
Accrue and earn interest: Interest is paid out weekly every Tuesday.
Earn while you trade: Earn interest while using your funds as margin in trades.
Benefits
No opportunity cost: No need to choose between earning interest or trading. Grvt's Earn on Equity lets you do both.
Full flexibility: No lock-ins. Withdraw or reallocate funds anytime.
Interest Rates
Status | APY |
5 trades completed (Basic) | 5% |
Referral an eligible friend (Bonus) | 6% |
Both Basic + Bonus completed | 11% |
Invite a friend to unlock additional interest
Invite a friend to earn an additional 6%, bringing your total to 11% APY. Both the base and bonus can be earned independently.
As the inviter:
Complete 5 trades yourself (unlocks 5%)
Onboard at least 1 referral who deposits ≥ $250 USDT and completes 5 trades before the cycle ends (unlocks the additional 6%)
As the invitee:
Sign up with a referral code
Deposit ≥ $250 USDT
Complete 5 trades before the cycle ends
You'll earn 11% APY for the current cycle — and potentially the next cycle too if you complete your quests with less than 11 days remaining in the cycle
Important referral notes:
The bonus can only be earned once per cycle, regardless of how many people you invite
You cannot earn more than 11% APY in total
If the cycle ends before all tasks are completed, progress resets
Keep your streak alive every 4 weeks
Complete 5 trades every 4-week cycle to maintain your base interest. At the end of each cycle, your progress resets — simply make 5 trades in the new cycle to unlock interest again.
Each 4-week cycle starts on Tuesday at UTC 00:00:00 and ends 4 weeks later on Monday at UTC 23:59:59.
Upcoming cycles:
Feb 24, 2026 – Mar 24, 2026
Mar 24, 2026 – Apr 21, 2026
Apr 21, 2026 - May 19, 2026
and so on…
Program Details
Interest rate: 5% APY (base) | 11% APY (with referral bonus)
Cap: Up to $100,000 of Trading Account Equity
Note: Balance in your Funding Account or deposits in Grvt Strategies (Vaults) are not eligible for interest. Only your Trading Account Equity qualifies.
How interest is calculated:
Interest is calculated on your Trading Account Equity — the balance in your trading account if all positions were closed (includes balance, margin, and unrealized PnL).
Yield earnings are estimated and updated periodically. Displayed values are indicative; final amounts may differ slightly.
Payout:
Weekly payouts every Tuesday.
Payments are rounded down to 4 decimal places.
Start Earning Passive Income
As part of Grvt's yield generation flywheel, Earn on Equity is designed to maximize your capital efficiency. Your balance grows automatically while you hold funds and trade — and with referrals, you can push your APY even higher.
Terms and conditions apply - for more details, refer to Grvt’s Earn on Equity campaign terms here.