Grvt (pronounced “Gravity”) is a self-custodial wealth platform for the on-chain economy. It brings together everything people want to do with their money: earn yield, invest in trusted funds, and trade the markets, all in a single balance the user always controls.

Finance is moving on-chain. Settlement, custody, and issuance are now cheaper, faster, and programmable on a public ledger, and major asset managers such as BlackRock, Apollo, Franklin Templeton, Mirae Asset, and State Street are tokenizing funds and issuing them directly on-chain. The institutional supply is on-chain. The capital is on-chain. What has been missing is the storefront that connects the two for everyday people. Grvt is building that storefront.

On Grvt, a single deposit earns yield by default, can be invested in institutional-grade products from $1 with no accreditation, and is available at the same time as trading collateral, all without leaving the user’s own custody. We call this composability. Capital does not sit idle or get scattered across separate accounts. Every position can work for everything else the user wants to do.

In traditional finance, money is split across separate, custodial relationships: a bank account that earns interest, a brokerage that holds investments, and an exchange that holds trading positions. None of them talk to each other, so the same dollar can only do one job at a time and sits idle far more often than it works.

On-chain venues have each solved one piece of this. Derivatives exchanges got execution right. Centralized exchanges bundled products under one account but kept full custody. Infrastructure providers brought institutional funds on-chain. So far no one has pulled all of it into a single self-custodial balance. When we spoke with prospective users, three needs came up again and again:

Grvt brings these together: trusted institutional products from $1, a clear path to fast exit on every position, and capital that stays composable instead of scattered across platforms.

Grvt runs several financial verticals on one balance. The user never moves funds between products. The products run on top of the deposit.

Every deposit earns base yield the moment it lands, sourced from sustainable yield across traditional and on-chain markets. There is no idle balance and no opt-in required.

Curated, institutional-grade investment products from established asset managers, offered from a $1 minimum with no accreditation. The flagship is the GLP (Gravity Liquidity Provider) vault, a managed market-making strategy co-run with Grvt’s institutional market-making partner. Tokenized real-world-asset (RWA) vaults from top traditional-finance names are in active integration.

Perpetual futures across crypto, commodities, and equities, live in production since December 2024. Spot trading is now live too. Users can take leveraged or spot-like exposure using their savings and investments as collateral, without unwinding any investment position.

Here is what ties it together. Every position on Grvt can act as collateral for everything else on Grvt. A tokenized money-market fund can serve as trading margin without being sold, and when the trade closes, the fund goes back to earning.

Grvt runs on a custom Layer 2 built on the ZKsync (ZK) stack, with off-chain matching and zero-knowledge settlement to Ethereum mainnet. This gives users centralized-exchange-grade execution while keeping on-chain guarantees. Validity proofs settle on Ethereum L1.

The ZK Stack is used for performance and execution confidentiality: individual order and position data is not broadcast to the public chain. Complete transaction records are retained and remain accessible to Grvt’s compliance function and to competent authorities for AML, sanctions and Travel Rule purposes.

Grvt does not offer anonymity or untraceable transfers.

Users keep custody of their assets across the whole platform. Every withdrawal is authorized by a key that only the user holds, and cryptography enforces that. Grvt cannot forge trades, invent balances, or move user funds on its own, and funds can only be withdrawn to addresses the user has approved.

Grvt’s most important design choice sits on the investment side.

The RWA Yield Vault holds a curated basket of high-quality tokenized RWA products and runs an automated market maker (AMM) that continuously quotes a buy and a sell price for each token. It serves two groups at once, and they help each other. Depositors earn the funds’ base yield plus the spread the AMM captures, and traders of the underlying tokens get an on-demand venue to buy or sell.

Grvt provides access to institutional-grade tokenized products through regulated intermediaries; issuer names are descriptive and imply no endorsement or direct relationship unless separately documented. Redemption is instant for a fee, or free on the standard cycle, and the position can be used as trading margin throughout.

Grvt’s core infrastructure has been reviewed by independent security firms, including Spearbit DAO and NCC Group. Smart contract code, custody logic, and settlement mechanics are held to institutional audit standards, not just crypto-native ones.

$GRVT is the membership key to the Grvt ecosystem. It is an ERC-20 token on Ethereum L1 with a fixed, hard-capped supply. There is no inflation, no minting authority, and no programmatic emission.

$GRVT is a utility and membership instrument that unlocks premium benefits across the platform. It confers no equity, no share of revenue or profit, and no claim on distributions. $GRVT’s utility is membership access across the platform’s verticals. Holding or staking unlocks benefits; it creates no economic entitlement.

Holding or staking $GRVT unlocks membership benefits that are fee- and access-based.

Membership widens the range of products a user may select from; it does not change the return of any product. Every product pays the same rate to every user invested in it, and membership confers no priority, larger allocation, or preferential capacity in any product.

The aggregation premium. Grvt is an aggregation layer, not a standalone application.

Each integration - new yield sources, investment building blocks, tokenized RWA supply, extends the platform’s product surface, and with it the utility of $GRVT membership. None of it requires the user to leave Grvt or touch the underlying protocol. The aggregation layer is where capabilities compound, and $GRVT is the access token across all of them.

The fixed supply is allocated across four specific categories.

At TGE, a portion of Ecosystem Development (initial exchange liquidity, CEX airdrops etc.) unlock. Every other allocation is locked at TGE and vests over time.

Grvt launched mainnet in December 2024 with the hardest vertical first, perpetual futures. That set a high bar for engineering, risk, and compliance that the easier verticals build on top of. Since launch, the team has shipped continuously, including native mobile apps, spot trading, margin upgrades, a peer-to-peer investment marketplace, and a portfolio dashboard. Perpetuals, spot, and base-yield savings are all live today.

Website: https://grvt.io

Blog: https://grvt.io/blog

X (Twitter): https://x.com/grvt_io

Discord: discord.com/invite/grvt

This document is a public-facing overview of the Grvt platform and the $GRVT token, provided for general information only. It is not an offer to sell or solicitation to buy any security, token, or financial instrument, and does not constitute investment, financial, legal, or tax advice. $GRVT is a utility instrument. It does not represent equity, ownership, governance rights, or any claim to revenue, profit, or distributions. Forward-looking statements, including targets, timelines, and roadmap items, are aspirational and may change at Grvt’s discretion. $GRVT may be unavailable to residents of restricted jurisdictions. Review the Grvt user agreement and risk disclosures at grvt.io before participating.